A credit union's profitability affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, likely making the credit union better able to withstand economic shocks. However, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, BARABOO MUNICIPAL EMPLOYEES scored 0 out of a possible 30, coming in below the national average of 10.31.
One sign that BARABOO MUNICIPAL EMPLOYEES is performing behind its peers in this area was its earnings ratio of -3.00 percent in our test, below the average for all credit unions.