THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members when a credit union is experiencing economic instability. Therefore, when it comes to measuring an a credit union's financial strength, capital is useful. When it comes to safety and soundness, more capital is better.
On our test to measure capital adequacy, B. M. H. achieved a score of 30 out of a possible 30 points, beating the national average of 15.65.
B. M. H. appears to be more well prepared for financial trouble than its peers, with a capitalization ratio of 30.00 percent in our test, above the average for all credit unions.