How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in tough times. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's test of earnings, AUSTIN CITY EMPLOYEES scored 12 out of a possible 30, above the national average of 10.11.
One sign that AUSTIN CITY EMPLOYEES is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.