THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members during periods of financial instability for the credit union. Therefore, when it comes to measuring an a credit union's financial stability, capital is essential. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, AUGUSTA COUNTY achieved a score of 24 out of a possible 30 points, better than the national average of 15.65.
AUGUSTA COUNTY appears to be more resilient than its peers, with a capitalization ratio of 24.00 percent in our test, better than the average for all credit unions.