THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members when a credit union is struggling financially. Therefore, an institution's level of capital is an important measurement of its financial strength. When looking at safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, AUDUBON received a score of 12 out of a possible 30 points, failing to reach the national average of 15.65.
AUDUBON appears to be weaker than its peers in this area, with a capitalization ratio of 12.00 percent in our test, less than the average for all credit unions.