THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial strength, capital is crucial. When looking at safety and soundness, more capital is preferred.
On our test to measure the adequacy of a credit union's capital, ATLANTA racked up 26 out of a possible 30 points, exceeding the national average of 15.65.
ATLANTA appears to be on more solid financial footing than its peers, with a capitalization ratio of 26.00 percent in our test, better than the average for all credit unions.