How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or use them to deal with problematic loans, likely making the credit union more resilient in tough times. However, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, ARKANSAS TEACHERS scored 0 out of a possible 30, below the national average of 10.11.
One sign that ARKANSAS TEACHERS is doing better than its peers in this area was its earnings ratio of -1.00 percent in our test, above the average for all credit unions.