THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members during periods of financial instability for the credit union. Therefore, when it comes to measuring an an institution's financial stability, capital is crucial. When looking at safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, ARKANSAS KRAFT EMPLOYEES scored 30 out of a possible 30 points, above the national average of 15.65.
ARKANSAS KRAFT EMPLOYEES had a capitalization ratio of 30.00 percent in our test, above the average for all credit unions, a sign that it's stronger than its peers.