How successful a credit union is at making money has an effect on its long-term survivability. Earnings may be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, likely making the credit union better able to withstand financial shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
ARKANSAS EDUCATION ASSOCIATION scored 6 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
ARKANSAS EDUCATION ASSOCIATION had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's doing better than its peers in this area.