THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members when a credit union is experiencing economic trouble. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is crucial. When looking at safety and soundness, the higher the capital, the better.
ARKANSAS DEMOCRAT - GAZETTE scored 30 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, exceeding the national average of 15.65.
ARKANSAS DEMOCRAT - GAZETTE appears to be stronger than its peers, with a capitalization ratio of 30.00 percent in our test, above the average for all credit unions.