A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, likely making the credit union more resilient in tough times. Conversely, losses lessen a credit union's ability to do those things.
ARBUCKLE received below-average marks on Bankrate's test of earnings, achieving a score of 6 out of a possible 30.
One indication that ARBUCKLE is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.