THE INSTITUTION'S SCORE
When it comes to measuring a credit union's financial fortitude, capital is important. It works as a bulwark against losses and as protection for members when a credit union is struggling financially. From a safety and soundness perspective, the more capital, the better.
On our test to measure capital adequacy, APPALACHIAN POWER EMPLOYEES racked up 28 out of a possible 30 points, beating out the national average of 15.65.
APPALACHIAN POWER EMPLOYEES had a capitalization ratio of 28.00 percent in our test, higher than the average for all credit unions, suggesting that it's more well prepared for financial trouble than its peers.