How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital cushion, or be used to address problematic loans, likely making the credit union more resilient in tough times. Conversely, losses lessen a credit union's ability to do those things.
ANTIOCH scored 2 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
One indication that ANTIOCH is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.