A credit union's ability to earn money has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, potentially making the credit union better able to withstand economic shocks. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, ANG scored 8 out of a possible 30, failing to reach the national average of 10.11.
One sign that ANG is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.