THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial resilience, capital is valuable. When looking at safety and soundness, the higher the capital, the better.
ANECA exceeded the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, racking up 26 out of a possible 30 points.
ANECA appears to be on more solid financial footing than its peers, with a capitalization ratio of 26.00 percent in our test, above the average for all credit unions.