A credit union's earnings performance has an effect on its long-term survivability. Earnings may be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
ANDREWS SCHOOL scored 4 out of a possible 30 on Bankrate's earnings test, below the national average of 10.11.
One sign that ANDREWS SCHOOL is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.