THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members when a credit union is experiencing economic instability. Therefore, an institution's level of capital is an important measurement of its financial fortitude. When looking at safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, ANDERSON COUNTY racked up 24 out of a possible 30 points, better than the national average of 15.65.
ANDERSON COUNTY appears to be on more solid financial footing than its peers, with a capitalization ratio of 24.00 percent in our test, higher than the average for all credit unions.