How successful a credit union is at earning money affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, likely making the credit union better prepared to withstand financial shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
On Bankrate's test of earnings, ALPINE scored 12 out of a possible 30, beating the national average of 10.11.
One sign that ALPINE is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.