A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or use them to deal with problematic loans, likely making the credit union better prepared to withstand economic shocks. Conversely, losses lessen a credit union's ability to do those things.
ALLIED TRADES scored 6 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
One sign that ALLIED TRADES is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.