THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members during periods of economic instability for the credit union. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is key. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, ALLIANCE CREDIT UNION OF FLORIDA received a score of 6 out of a possible 30 points, coming in below the national average of 15.65.
ALLIANCE CREDIT UNION OF FLORIDA had a capitalization ratio of 6.00 percent in our test, less than the average for all credit unions, an indication that it's on less solid financial footing than its peers.