A credit union's ability to earn money has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
ALLEGHENY VALLEY scored 0 out of a possible 30 on Bankrate's test of earnings, coming in below the national average of 10.11.
ALLEGHENY VALLEY had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's beating its peers in this area.