How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, likely making the credit union more resilient in tough times. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's test of earnings, ALLEGHENY LUDLUM BRACKENRIDGE scored 4 out of a possible 30, failing to reach the national average of 10.11.
One sign that ALLEGHENY LUDLUM BRACKENRIDGE is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.