How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to address problematic loans, likely making the credit union better prepared to withstand economic trouble. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's earnings test, ALDERSGATE scored 20 out of a possible 30, beating out the national average of 10.11.
One sign that ALDERSGATE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.