THE INSTITUTION'S SCORE
Capital works as a buffer against losses and affords protection for members during times of financial instability for the credit union. Therefore, when it comes to measuring an an institution's financial resilience, capital is key. When looking at safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, ALBION SCHOOL EMPLOYEES achieved a score of 26 out of a possible 30 points, exceeding the national average of 15.65.
ALBION SCHOOL EMPLOYEES had a capitalization ratio of 26.00 percent in our test, higher than the average for all credit unions, an indication that it's stronger than its peers.