A credit union's profitability affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, likely making the credit union better prepared to withstand financial trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
ALABAMA LAW ENFORCEMENT CREDIT UNIO scored 28 out of a possible 30 on Bankrate's earnings test, beating the national average of 10.11.
One indication that ALABAMA LAW ENFORCEMENT CREDIT UNIO is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.