How successful a credit union is at earning money affects its long-term survivability. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Obviously, credit unions that are losing money have less ability to do those things.
On Bankrate's test of earnings, AGILITY FINANCIAL scored 0 out of a possible 30, coming in below the national average of 10.31.
One sign that AGILITY FINANCIAL is performing behind its peers in this area was its earnings ratio of -37.00 percent in our test, below the average for all credit unions.