How successful a credit union is at making money has an effect on its long-term survivability. Earnings may be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, likely making the credit union better able to withstand economic trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
ADVANTAGEPLUS OF INDIANA scored 18 out of a possible 30 on Bankrate's earnings test, above the national average of 10.11.
One indication that ADVANTAGEPLUS OF INDIANA is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.