A credit union's ability to earn money affects its safety and soundness. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's earnings test, ADVANTAGE scored 12 out of a possible 30, exceeding the national average of 10.11.
One indication that ADVANTAGE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.