A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
ADVANTAGE ONE fell short of the national average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
ADVANTAGE ONE had an earnings ratio of -1.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.