How successful a credit union is at making money affects its safety and soundness. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's test of earnings, ACUME scored 2 out of a possible 30, falling short of the national average of 10.31.
One indication that ACUME is underperforming its peers in this area was its earnings ratio of 0.00 percent in our test, below the average for all credit unions.