A credit union's earnings performance affects its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's earnings test, ACBA FED CREDIT UNION (3226) scored 0 out of a possible 30, below the national average of 10.11.
One indication that ACBA FED CREDIT UNION (3226) is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.