THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members during times of economic instability for the credit union. It follows then that when it comes to measuring an an institution's financial stability, capital is important. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, ABLE received a score of 6 out of a possible 30 points, lower than the national average of 15.26.
ABLE appears to be weaker than its peers in this area, with a capitalization ratio of 7.00 percent in our test, worse than the average for all credit unions.