A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, likely making the credit union better prepared to withstand economic trouble. Conversely, losses diminish a credit union's ability to do those things.
ABERDEEN exceeded the national average on Bankrate's test of earnings, achieving a score of 20 out of a possible 30.
One sign that ABERDEEN is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.