A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to address problematic loans, likely making the credit union better prepared to withstand financial shocks. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, ABERDEEN PROVING GROUND scored 18 out of a possible 30, above the national average of 10.11.
One indication that ABERDEEN PROVING GROUND is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.