THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members during times of financial trouble for the credit union. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is key. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, A.U.B. EMPLOYEES' scored 30 out of a possible 30 points, beating the national average of 15.65.
A.U.B. EMPLOYEES' appears to be more well prepared for financial trouble than its peers, with a capitalization ratio of 30.00 percent in our test, higher than the average for all credit unions.