A credit union's earnings performance has an effect on its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. However, credit unions that are losing money have less ability to do those things.
5 STAR COMMUNITY scored 4 out of a possible 30 on Bankrate's test of earnings, coming in below the national average of 10.11.
One sign that 5 STAR COMMUNITY is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.