How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's test of earnings, 2 RIVERS AREA scored 6 out of a possible 30, coming in below the national average of 10.11.
One sign that 2 RIVERS AREA is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.