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Author: Mitch Strohm, @MitchStrohm | Last Updated: September 6, 2018
This card ranks among the best rewards cards available. It offers generous rewards and a decent sign-up bonus.
Who should get this card
This card is a good choice for anyone who wants a straightforward rewards program. It’s also useful for anyone who already owns a Chase rewards card, since Chase Ultimate Rewards can be transferred between cards.
It comes with a 0 percent, 15-month introductory APR on purchases and balance transfers, making it a good option for someone trying to pay down high-interest debt. After the initial intro period, the card has a variable APR of 16.74 to 25.49 percent.
Its cashback rate, while good, isn’t the highest flat-rate available. This card also has no bonus categories, a downside if you spend frequently in one area where you want to maximize rewards.
Read the full Chase Freedom Unlimited card review.
This card’s generous rewards, stellar sign-up bonus and low annual fee are hard to beat. It’s a solid card for people scared off by the Chase Sapphire Reserve’s big annual fee.
Read the full Chase Sapphire Preferred card review.
Outstanding cash rewards, bonus opportunities and nice perks — all without an annual fee — put the Wells Fargo Cash Wise Visa card on the list as the top no annual fee card.
Read the full Wells Fargo Cash Wise card review.
This card’s generous points rewards, easy redemption options and online bonus opportunity put it in the top of its class among Visa cards.
Read the full Bank of America Travel Rewards credit card review.
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