Best Visa Credit Cards for 2019

Whether you’re looking for a cash back card for everyday spending or a travel rewards card to fund your 2019 vacation, there’s a Visa credit card to suit you. Check out Bankrate's picks for top Visa cards to consider in the coming year.

Editor's Top Picks: Best Visa Credit Cards

Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers.

Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.

Best for large sign-up bonus

chase-sapphire-preferred-card-040418.png Card Image
Apply Now ON Chase's secure website

Chase Sapphire Preferred® Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
N/A Purchases intro APR
N/A Balance Transfers intro APR
17.99% - 24.99% Variable Regular APR
$0 Intro for the First Year, then $95 Annual Fee

Bankrate Score

95 out of 100

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Terms and Restrictions Apply

Best for hotel bookings

capital-one-venture-rewards-credit-card-032217.png Card Image
Apply Now ON Capital One's secure website

Capital One® Venture® Rewards Credit Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
N/A Purchases intro APR
N/A Balance Transfers intro APR
14.74% - 24.74% (Variable) Regular APR
$0 intro for first year; $95 after that Annual Fee

Bankrate Score

94 out of 100

Card Details

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
Terms and Restrictions Apply

Best for everyday spending

a0f6d2c0-c8e0-11e8-a3eb-a72e4907d68a.png Card Image
Apply Now ON Chase's secure website

Chase Freedom Unlimited®

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% Intro APR on Purchases for 15 months Purchases intro APR
0% Intro APR on Balance Transfers for 15 months Balance Transfers intro APR
16.99% - 25.74% Variable Regular APR
$0 Annual Fee

Bankrate Score

92 out of 100

Card Details

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
Terms and Restrictions Apply

Best for no annual fee travel rewards

capital-one-ventureone-rewards-credit-card-041217.png Card Image
Apply Now ON Capital One's secure website

Capital One® VentureOne® Rewards Credit Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% intro on purchases for 12 months Purchases intro APR
N/A Balance Transfers intro APR
13.74% - 23.74% (Variable) Regular APR
$0 Annual Fee

Bankrate Score

80 out of 100

Card Details

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Terms and Restrictions Apply

Best for rotating cash back bonus categories

chase-freedom-082917.png Card Image
Apply Now ON Chase's secure website

Chase Freedom®

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% Intro APR on Purchases for 15 months Purchases intro APR
0% Intro APR on Balance Transfers for 15 months Balance Transfers intro APR
16.99% - 25.74% Variable Regular APR
$0 Annual Fee

Bankrate Score

90 out of 100

Card Details

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter
  • Unlimited 1% cash back on all other purchases - it's automatic
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
Terms and Restrictions Apply

Best for good 0% intro APR and flat-rate cash back

capital-one-quicksilver-cash-rewards-credit-card-041217.png Card Image
Apply Now ON Capital One's secure website

Capital One® Quicksilver® Cash Rewards Credit Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% intro on purchases for 15 months Purchases intro APR
0% intro on balance transfers for 15 months Balance Transfers intro APR
14.74% - 24.74% (Variable) Regular APR
$0 Annual Fee

Bankrate Score

93 out of 100

Card Details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74%-24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74%-24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees
Terms and Restrictions Apply

Best for no annual fee and cash back bonus

wells-fargo-cash-wise-visa-041718.png Card Image
Apply Now ON Wells Fargo's secure website

Wells Fargo Cash Wise Visa® Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% for 12 months Purchases intro APR
0% for 12 months Balance Transfers intro APR
15.99%-26.99% (Variable) Regular APR
$0 Annual Fee

Bankrate Score

90 out of 100

Card Details

  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 15.99%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Terms and Restrictions Apply

Best for flexible cash back rewards

us-bank-cash-visa-072016.png Card Image
Apply Now ON U.S. Bank's secure website

U.S. Bank Cash+™ Visa Signature® Card

Recommended Credit Score:
740 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
N/A Purchases intro APR
0%* intro on BTs for 12 months Balance Transfers intro APR
15.99% - 24.99%* (Variable) Regular APR
$0* Annual Fee

Bankrate Score

92 out of 100

Card Details

  • New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
  • 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.99% - 24.99%
  • No annual fee*
  • Great Offer for Customers of U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
Terms and Restrictions Apply | Rates and Fees

Best for balance transfers

wells-fargo-platinum-visa-card-041718.png Card Image
Apply Now ON Wells Fargo's secure website

Wells Fargo Platinum Visa® Card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% for 18 months Purchases intro APR
0% for 18 months Balance Transfers intro APR
13.49%-26.99% (Variable) Regular APR
$0 Annual Fee

Bankrate Score

81 out of 100

Card Details

  • 0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 13.49%-26.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions
Terms and Restrictions Apply

Best for loyal Bank of America customers

bank-of-america-travel-rewards-credit-card-041718.png Card Image
Apply Now ON Bank of America's secure website

Bank of America® Travel Rewards credit card

Recommended Credit Score:
670 - 850

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

300 850
0% Introductory APR on purchases for 12 billing cycles Purchases intro APR
N/A Balance Transfers intro APR
16.99% - 24.99% Variable APR on purchases and balance transfers Regular APR
$0 Annual Fee

Bankrate Score

85 out of 100

Card Details

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • New Offer: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.99% - 24.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Terms and Restrictions Apply

Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.


Author: Bankrate Staff | Last Updated: December 11, 2018

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Table of contents

How we chose our favorite Visa cards

Our experts use a scoring matrix devised by the experts here at Bankrate who have studied over 300 different credit cards and award our unique score. Each card has been evaluated against a final score out of 100. We have done the legwork to help you find the best Visa card for you.

Visa is a payment network this means that it provides the framework for your payments to be made and accepted every time you use your card. Visa is one of the most ubiquitous payment processors as it is accepted in over 200 countries and can be used at over 10 million merchants in the U.S.

Scoring matrix

The Bankrate card experts have evaluated these Visa cards on various attributes: annual fees, sign-up bonuses, APR, rewards value, additional features (like travel insurances). Each category is weighted accordingly to give a final score out of 100.

Recap of Bankrate’s top picks for Visa credit cards

Card Name Best for Bankrate Review Score
Chase Sapphire Preferred® Card Sign-up bonus 95/100
Capital One® Venture® Rewards Credit Card Travel rewards 94/100
Chase Freedom® Unlimited Flat-rate cash back 92/100
Capital One® VentureOne® Rewards Credit Card No annual fee travel rewards 80/100
Chase Freedom® Rotating cash back bonus categories 90/100
Capital One® Quicksilver® Cash Rewards Credit Card Good 0% intro APR (14.75% -24.74% variable therafter) and flat-rate cash back 93/100
Wells Fargo Cash Wise Visa® Card No annual fee and cash back bonus 90/100
U.S. Bank Cash+™ Visa Signature® Card Flexible cash back rewards 92/100
Wells Fargo Platinum Visa® Card Balance transfers 81/100
Bank of America® Travel Rewards credit card Loyal Bank of America customers 85/100

Editor’s analysis of the best Visa credit cards

Chase Sapphire Preferred

This card’s generous rewards, stellar sign-up bonus and low annual fee are hard to beat. It’s a solid card for people scared off by the Chase Sapphire Reserve’s big annual fee.

Pros:

  • Earn two points per dollar on travel and restaurants worldwide and one point per dollar on all other purchases.
  • Earn 50,000 points after spending $4,000 within the first three months of opening the account. That’s $625 toward travel when redeemed through the Chase Ultimate Rewards program.

Cons:

  • $95 annual fee, waived for the first year.
  • If you don’t like using the Chase travel portal you will miss out on maximizing your rewards value.

Read the full Chase Sapphire Preferred card review. 

Capital One® Venture® Rewards Credit Card

With the Capital One Venture Rewards card, you can earn 10x miles on thousands of hotels when you book through hotels.com/venture. That makes this card perfect for anyone who is regularly making hotel reservations and who is agnostic to which hotel brand they stay with.

Pros:

  • Earn 50,000 miles after you spend $3,000 within the first three months of card ownership, worth $500 in travel.
  • Earn unlimited travel rewards at 2x miles-per-dollar, rewards never expire, and 10x miles on thousands of hotels through hotels.com/venture.
  • Flexible redemption.
  • No foreign transaction fees.

Cons:

  • You have to make your travel purchase first and then use your rewards as credit on your statement.
  • You have to redeem mileage credits within 90 days of your travel.
  • $95 annual fee, waived for the first year.

Read the full Capital One Venture Reward review.

Chase Freedom Unlimited

This card ranks among the best rewards cards available. It offers generous rewards and a decent sign-up bonus.

Pros:

  • Earn an unlimited 1.5 percent cash back on every purchase.
  • Earn a $150 bonus after you spend $500 on purchases in your first three months from account opening.
  • Cardholders can redeem rewards for cash in any amount at any time. Rewards don’t expire as long as your account remains open.
  • No annual fee.

Cons:

  • Its cashback rate, while good, isn’t the highest flat-rate available.
  • No bonus categories, a downside if you spend frequently in one area where you want to maximize rewards.

Read the full Chase Freedom Unlimited card review.

Capital One® VentureOne® Rewards Credit Card

The Capital One VentureOne Rewards card gets you close to the benefits of the Venture card but for no annual fee. You still can enjoy the great 10x miles on thousands of hotels through hotels.com/venture. That makes this card a great option to have on standby if you’re frequently booking hotel stays.

Pros:

  • Earn a one-time sign-up bonus of 20,000 miles when you spend $1,000 on purchases within the first 3 months of opening the account (equal to $200 in travel).
  • 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, when booked and paid for through hotels.com/venture.
  • Flexible redemption.
  • No foreign transaction fees.

Cons:

  • There are more lucrative sign-up bonuses available.
  • Have to redeem miles within 90 days of making your travel purchase.

Read the full Capital One® VentureOne® Rewards Credit Card review.

Chase Freedom®

If you’re willing to put in a little bit of legwork you can really maximize your returns with the 5% rotating cash back categories (on up to $1,500 in combined purchases each quarter you enroll). If you fully utilize this offer it’s the equivalent to $300 per year in cash back rewards.

Pros:

  • Earn a sign-up bonus of $150 when you spend $500 on purchases in the first 3 months.
  • Earn 5% cash back (on up to $1,500 in combined purchases after you activate) in rotating bonus categories each quarter, on everything else you earn 1% cash back.
  • You can redeem your points as a cash back deposit to your bank account.

Cons:

  • You must enroll online to earn the 5% cash back in the rotating categories (although, Chase will send you an email notification about this).
  • The card has a 3% foreign transaction fee so there are better cards to use when traveling outside the U.S.
  • There are cards with a 2% flat-rate cash back if you prefer a more straightforward rewards program.

Read the full Chase Freedom review.

Capital One® Quicksilver® Cash Rewards Credit Card

If you’re looking for a solid 0% APR offer on purchases and balance transfers with straightforward unlimited rewards and a nice sign-up bonus then the Capital One® Quicksilver® Cash Rewards Credit Card is one of the best options available.

Pros:

  • Unlimited 1.5% cash back on all your spending.
  • $150 cash back sign-up bonus after you spend at least $500 in purchases within the first three months.
  • 0% APR on purchases and balance transfers for 15 months. Variable APR 14.74%-24.74% based on creditworthiness thereafter.
  • No foreign transaction fees.

Cons:

  • There are more generous flat-rate cash back cards.
  • No bonus categories if you wanted to access those higher rewards rates on certain categories.

Read the full Capital One® Quicksilver® Cash Rewards Credit Card review.

Wells Fargo Cash Wise Visa® Card

Outstanding cash rewards, bonus opportunities, and nice perks — all without an annual fee — put the Wells Fargo Cash Wise Visa card on the list as the top no annual fee card.

Pros:

  • 0% intro APR for 12 months on purchases and balance transfers (balance transfer fees, after that a variable APR rate of 15.99% to 26.99% applies). Balance transfers made within 120 days qualify for the intro rates and fees.
  • Earn unlimited 1.5% cash rewards on purchases.
  • Android Pay or Apple Pay purchases earn 1.8% for the first 12 months.
  • Earn a $200 cash rewards bonus after spending $1,000 during the first three months after account opening.

Cons:

  • 3% foreign transaction fee.
  • Rewards are only redeemable in $20 increments.

Read the full Wells Fargo Cash Wise card review.

U.S. Bank Cash+™ Visa Signature® Card

The U.S. Bank Cash+™ Visa Signature® Card offers something unusual for a cash back rewards card — the ability for you to choose your own rewards categories. You get to pick two categories: one to earn 5% cash back, one category for 2% back and on everything else you get 1% cash back. If your spending is usually concentrated in certain spend categories you may want to consider this card. Here are just some of the categories: fast food, department stores, ground transportation, movie theaters, and gyms/fitness centers.

Pros:

  • Unlike most cards that offer bonus categories (which pre-select the bonus categories) this card lets you choose your own two bonus categories every quarter.
  • The card is in the Visa Signature network, which means that it includes some travel and auto protections and insurances.
  • No annual fee

Cons:

  • There’s a $2,000 cap per quarter on your bonus categories, this may be an issue if you spend more than $8,000 annually on your categories.

Read the full U.S. Bank Cash+™ Visa Signature® Card.

Wells Fargo Platinum Visa® Card

If you’re struggling to make a dent in your credit card debt the Wells Fargo Platinum Visa® Card offers you 18 months at 0% interest on purchases and balance transfers to help you pay down debt and save money on interest payments.

Pros:

  • 18 months 0% introductory APR on purchases and balance transfers (fees apply and after that a variable 13.49%-26.99% APR applies).
  • Up to $600 cell phone protection (with a $25 deductible) when you pay your monthly bill with your Wells Fargo Platinum Visa card.
  • No annual fee.

Cons:

  • 5% balance transfer fee. There are balance transfer cards available with lower balance transfer fees.
  • High variable APR rate. If you’re working on improving your credit score or have struggled with missed payments in the past then think carefully about this cards high fees.

Bank of America Travel Rewards credit card

This card’s generous points rewards, easy redemption options, and online bonus opportunity put it in the top of its class among Visa cards.

Pros:

  • Earn unlimited 1.5 points per $1 spent on all purchases.
  • Earn 25,000 points after making $1,000 in purchases during the first 90 days of account opening.
  • Bank of America customers can earn an extra 10% on rewards when cash back is redeemed into a BofA checking or savings account and Preferred reward customers can boost the value of their rewards 25%-75%.
  • Points can be redeemed to pay for flights, hotels, rental cars, vacation packages, and other travel-related purchases. You aren’t limited to certain websites or blackout dates.

Cons:

  • You have to make your travel purchases first then use your miles as credit on your statement.
  • If you won’t use the travel benefits, there are other cash back rewards cards that earn higher flat-rate cash back.

Read the full Bank of America Travel Rewards credit card review.


What is Visa?

A Visa card is a card that utilizes the Visa payment network. Visa is a payment processing company. A payment processing company provides the network that allows payments to be taken electronically and facilitates the transaction of funds from the buyer account to the seller (the merchant) account. Visa takes a small percentage of each transaction as payment. They partner with organizations across the world to offer this service.

Visa doesn’t actually issue any credit cards it provides the payment network technology that the credit card issuers use. You can find all kinds of credit cards that are partnered with Visa, from cash back rewards to luxury travel cards.

Why choose a Visa card?

Visa and Mastercard (the other large payment network provider) are pretty much identical in that, the consumer (the average credit card user) won’t notice much of a difference between the service of the two providers. In fact, Visa and Mastercard dominate the payment processing industry in the U.S. with three-quarters of all purchase volume in 2017 on Visa or Mastercard cards. Visa is a very ubiquitous service provider and is accepted in 200 countries and most major retailers. This gives you peace of mind to know that you will be able to use your card where you shop.

Although most of what the payment network providers do is behind the scenes for consumers the two do provide some additional benefits to cardholders. Visa offers different levels of benefits that can incredibly useful for cardholders.

Visa Traditional covers:

  • Emergency card replacement.
  • Emergency cash dispersal.
  • Lost or stolen card reporting.
  • Zero liability protection.
  • Auto rental collision damage waiver.
  • Roadside dispatch.

Visa Signature includes everything covered in Traditional plus:

  • Warranty Manager Service.

Visa Infinite covers everything covered by Visa Signature plus:

  • Trip cancellation coverage.
  • Travel emergency and accident coverage.
  • Lost luggage insurance.

It’s worth checking the fine print of your Visa card to see what you’re covered for.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.