Best Visa Credit Cards of 2019

Whether you’re looking for a cash back card for everyday spending or a travel rewards card to fund your 2019 vacation, there’s a Visa credit card to suit you. Check out Bankrate's picks for top Visa cards to consider in the coming year.

Editor's Top Picks: Best Visa Credit Cards

Best for large sign-up bonus

Chase Image

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Chase's secure website

Chase Sapphire Preferred® Card

Rewards Rate:
2X points on travel and dining at restaurants worldwide 1 point per dollar spent on all other purchases
Welcome Offer:
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Annual Fee:
$95
Purchase Intro APR:
N/A
Regular APR:
17.74% - 24.74% Variable

Card Details

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
Terms and Restrictions Apply

Best for hotel bookings

Capital One Image

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Capital One's secure website

Capital One® Venture® Rewards Credit Card

Rewards Rate:
Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture. Earn 2X miles on every purchase, every day.
Welcome Offer:
50,000 miles once you spend $3,000 on purchases within 3 months from account opening
Annual Fee:
$0 intro for first year; $95 after that
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
17.49% - 24.74% (Variable)

Card Details

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that
Terms and Restrictions Apply

Best for everyday spending

Chase Image

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Chase's secure website

Chase Freedom Unlimited®

Rewards Rate:
Earn unlimited 1.5% cash back on all purchases
Welcome Offer:
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Annual Fee:
$0
Purchase Intro APR:
0% Intro APR on Purchases for 15 months
Balance Transfer Intro APR:
0% Intro APR on Balance Transfers for 15 months
Regular APR:
16.74% - 25.49% Variable

Card Details

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
Terms and Restrictions Apply

Best for no annual fee travel rewards

Capital One Image

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Capital One's secure website

Capital One® VentureOne® Rewards Credit Card

Rewards Rate:
Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture. Earn 1.25X miles on every purchase, every day.
Welcome Offer:
20,000 miles once you spend $1,000 on purchases within 3 months from account opening
Annual Fee:
$0
Purchase Intro APR:
0% intro on purchases for 12 months
Balance Transfer Intro APR:
N/A
Regular APR:
13.74% - 23.74% (Variable)

Card Details

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 13.74% - 23.74% variable APR after that
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Terms and Restrictions Apply

Best for rotating cash back bonus categories

Chase Image

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Chase's secure website

Chase Freedom®

Rewards Rate:
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases - it's automatic
Welcome Offer:
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Annual Fee:
$0
Purchase Intro APR:
0% Intro APR on Purchases for 15 months
Balance Transfer Intro APR:
0% Intro APR on Balance Transfers for 15 months
Regular APR:
16.74% - 25.49% Variable

Card Details

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases – it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
Terms and Restrictions Apply

Best for good 0% intro APR and flat-rate cash back

Capital One Image

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Capital One's secure website

Capital One® Quicksilver® Cash Rewards Credit Card

Rewards Rate:
Earn unlimited 1.5% cash back on every purchase, every day
Welcome Offer:
$150 after you spend $500 on purchases within 3 months from account opening
Annual Fee:
$0
Purchase Intro APR:
0% intro on purchases for 15 months
Balance Transfer Intro APR:
0% intro on balance transfers for 15 months
Regular APR:
15.74% - 25.74% (Variable)

Card Details

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.74%-25.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.74%-25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees
Terms and Restrictions Apply

Best for flexible cash back rewards

U.S. Bank Image

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On U.S. Bank's secure website

U.S. Bank Cash+™ Visa Signature® Card

Rewards Rate:
5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. 2% cash back on your choice of one everyday category, like gas stations or grocery stores. 1% cash back on all other eligible net purchases.
Welcome Offer:
$150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
Annual Fee:
$0*
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
0%* intro on BTs for 12 billing cycles
Regular APR:
15.49% - 24.99%* (Variable)

Card Details

  • Earn up to $550 cash back in the first year.
  • $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.
  • 5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!
  • 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
  • 1% cash back on all other eligible net purchases.
  • No limit on total cash back earned.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.49% - 24.99%
  • No annual fee*
  • Great Offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019

Best for loyal Bank of America customers

Bank of America Image

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Bank of America's secure website

Bank of America® Travel Rewards Visa® credit card

Rewards Rate:
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
Welcome Offer:
25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Annual Fee:
$0
Purchase Intro APR:
0% Introductory APR on purchases for 12 billing cycles
Regular APR:
16.74% - 24.74% Variable APR on purchases and balance transfers

Card Details

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want — you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 16.74% - 24.74% Variable APR will apply
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
Terms and Restrictions Apply

Best for generous bonus offer

Bank of America Image

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Bank of America's secure website

Bank of America® Premium Rewards® Visa® credit card

Rewards Rate:
Earn unlimited 2 points for every $1 spent on travel and dining purchases. Earn unlimited 1.5 points per $1 spent on all other purchases.
Welcome Offer:
Receive 50,000 bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
Annual Fee:
$95
Purchase Intro APR:
N/A
Regular APR:
17.74% - 24.74% Variable APR on purchases and balance transfers

Card Details

  • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee
Terms and Restrictions Apply

Best for travel buddies

Bank of America Image

Recommended Credit Score

Good to Excellent (670 - 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Bank of America's secure website

Alaska Airlines Visa Signature® credit card

Rewards Rate:
Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. Unlimited 1 mile for every $1 spent on all other purchases.
Welcome Offer:
Get 40,000 bonus miles and Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account
Annual Fee:
$75
Purchase Intro APR:
N/A
Regular APR:
17.74% - 25.74% Variable APR on purchases and balance transfers

Card Details

  • Now - 40,000 Bonus Mile + Alaska's Famous Companion Fare™ Offer.
  • Get 40,000 bonus miles and Alaska's Famous Companion Fare™ from $121 ($99 fare plus taxes and fees from $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.
  • Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
  • Get Alaska's Famous Companion Fare™ every year! Each year on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates.
  • Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases and 1 mile for every $1 spent on all other purchases. And, your miles don't expire on active accounts.
  • New! Enjoy 50% off day passes at the Alaska Lounge and 20% back on all Alaska Airlines inflight purchases when you pay with your new card.
  • Redeem miles with no blackout dates on any of Alaska's 1,200 daily flights or choose from over 900+ destinations with more than a dozen global airline partners. Plus, get exclusive access to discounted redemption levels when you redeem miles for hotel stays at over 400,000 properties using Alaska Airlines Hotels.
  • Plus, no foreign transaction fees and a low $75 annual fee.
Terms and Restrictions Apply

Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.


Author: Barry Bridges


Table of contents

How we chose our favorite Visa cards

Our experts use a scoring matrix devised by the experts here at Bankrate who have studied over 300 different credit cards and award our unique score. Each card has been evaluated against a final score out of 5. We have done the legwork to help you find the best Visa card for you.

Visa is a payment network this means that it provides the framework for your payments to be made and accepted every time you use your card. Visa is one of the most ubiquitous payment processors as it is accepted in over 200 countries and can be used at over 10 million merchants in the U.S.

Scoring matrix

The Bankrate card experts have evaluated these Visa cards on various attributes: annual fees, sign-up bonuses, APR, rewards value, additional features (like travel insurances). Each category is weighted accordingly to give a final score out of 5.

Card Name Best for Bankrate Review Score
Chase Sapphire Preferred® Card Sign-up bonus 4.7 / 5
Capital One® Venture® Rewards Credit Card Travel rewards 4.6 / 5
Chase Freedom Unlimited® everyday spending 4.6 / 5
Capital One® VentureOne® Rewards Credit Card No annual fee travel rewards 4.1 / 5
Chase Freedom® Rotating cash back bonus categories 4.5 / 5
Capital One® Quicksilver® Cash Rewards Credit Card Good intro APR and flat-rate cash back 4.8 / 5
U.S. Bank Cash+™ Visa Signature® Card Flexible cash back rewards 4.5 / 5
Bank of America® Travel Rewards Visa® credit card Loyal Bank of America customers 4.3 / 5
Bank of America® Premium Rewards® Visa® credit card Generous bonus offer 4.6 / 5
Alaska Airlines Visa Signature® credit card Travel buddies 4.7 / 5

Editor’s analysis of the best Visa credit cards

Chase Sapphire Preferred

This card’s generous rewards, stellar sign-up bonus and low annual fee are hard to beat. It’s a solid card for people scared off by the Chase Sapphire Reserve’s big annual fee.

Pros:

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 2X points per dollar on travel and restaurants worldwide and 1 point per dollar on all other purchases
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards
  • No foreign transaction fees

Cons:

  • $95 annual fee
  • If you don’t like using the Chase travel portal you will miss out on maximizing your rewards value.

Read the full Chase Sapphire Preferred card review. 

Capital One® Venture® Rewards Credit Card

With the Capital One Venture Rewards card, you can earn 2X miles on every purchase, every day, plus 10x miles on thousands of hotels through January 2020 when you book and pay through hotels.com/venture. That makes this card perfect for anyone who is regularly making hotel reservations and who is agnostic to which hotel brand they stay with.

Pros:

  • Earn 50,000 miles after you spend $3,000 within the first three months of card ownership, worth $500 in travel.
  • Earn unlimited travel rewards at 2x miles-per-dollar, rewards never expire, and 10x miles on thousands of hotels through hotels.com/venture.
  • Flexible redemption.
  • No foreign transaction fees.

Cons:

  • You have to make your travel purchase first and then use your rewards as credit on your statement.
  • You have to redeem mileage credits within 90 days of your travel.
  • $95 annual fee, waived for the first year.

Read the full Capital One Venture Reward review.

Capital One® VentureOne® Rewards Credit Card

The Capital One VentureOne Rewards card gets you close to the benefits of the Venture card but for no annual fee. You earn 1.25X miles (compared to 2X), but you still enjoy the great 10x miles on thousands of hotels through hotels.com/venture. That makes this card a great option to have on standby if you’re frequently booking hotel stays.

Pros:

  • Earn a one-time sign-up bonus of 20,000 miles when you spend $1,000 on purchases within the first 3 months of opening the account (equal to $200 in travel).
  • 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, when booked and paid for through hotels.com/venture.
  • Flexible redemption.
  • No foreign transaction fees.

Cons:

  • There are more lucrative sign-up bonuses available.
  • Have to redeem miles within 90 days of making your travel purchase.

Read the full Capital One® VentureOne® Rewards Credit Card review.

Chase Freedom®

If you’re willing to put in a little bit of legwork you can really maximize your returns with the 5% rotating cash back categories (on up to $1,500 in combined purchases each quarter you enroll). If you fully utilize this offer it’s the equivalent to $300 per year in cash back rewards.

Pros:

  • Earn a sign-up bonus of $150 when you spend $500 on purchases in the first 3 months.
  • Earn 5% cash back (on up to $1,500 in combined purchases after you activate) in rotating bonus categories each quarter, on everything else you earn 1% cash back.
  • You can redeem your points as a cash back deposit to your bank account.

Cons:

  • You must enroll online to earn the 5% cash back in the rotating categories (although, Chase will send you an email notification about this).
  • The card has a 3% foreign transaction fee so there are better cards to use when traveling outside the U.S.
  • There are cards with a 2% flat-rate cash back if you prefer a more straightforward rewards program.

Read the full Chase Freedom review.

Capital One® Quicksilver® Cash Rewards Credit Card

If you’re looking for a solid 0% APR offer on purchases and balance transfers with straightforward unlimited rewards and a nice sign-up bonus then the Capital One® Quicksilver® Cash Rewards Credit Card is one of the best options available.

Pros:

  • Unlimited 1.5% cash back on all your spending.
  • $150 cash back sign-up bonus after you spend at least $500 in purchases within the first three months.
  • 0% APR on purchases and balance transfers for 15 months. Variable APR 15.74%-25.74% based on creditworthiness thereafter.
  • No foreign transaction fees.

Cons:

  • There are more generous flat-rate cash back cards.
  • No bonus categories if you wanted to access those higher rewards rates on certain categories.

Read the full Capital One® Quicksilver® Cash Rewards Credit Card review.

U.S. Bank Cash+™ Visa Signature® Card

The U.S. Bank Cash+™ Visa Signature® Card offers something unusual for a cash back rewards card — the ability for you to choose your own rewards categories. You get to pick two categories: one to earn 5% cash back, one category for 2% back and on everything else you get 1% cash back. If your spending is usually concentrated in certain spend categories you may want to consider this card. Here are just some of the categories: fast food, department stores, ground transportation, movie theaters, and gyms/fitness centers.

Pros:

  • Unlike most cards that offer bonus categories (which pre-select the bonus categories) this card lets you choose your own two bonus categories every quarter.
  • The card is in the Visa Signature network, which means that it includes some travel and auto protections and insurances.
  • No annual fee

Cons:

  • There’s a $2,000 cap per quarter on your bonus categories, which may be an issue if you spend more than $8,000 annually on your categories.

Read the full U.S. Bank Cash+™ Visa Signature® Card review.

Bank of America Travel Rewards Visa credit card

This card’s generous points rewards, easy redemption options, and online bonus opportunity put it in the top of its class among Visa cards.

Pros:

  • Earn unlimited 1.5 points per $1 spent on all purchases.
  • Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening. That can be a $250 statement credit toward travel purchases.
  • Bank of America Preferred Rewards members can earn 25% – 75% more points on every purchase.
  • Points can be redeemed to pay for flights, hotels, rental cars, vacation packages, and other travel-related purchases. You aren’t limited to certain websites or blackout dates.

Cons:

  • You have to make your travel purchases first then use your miles as credit on your statement.
  • If you won’t use the travel benefits, there are other cash back rewards cards that earn higher flat-rate cash back.

Read the full Bank of America Travel Rewards credit card review.


What is Visa?

Visa is a payment network that’s utilized by many credit card issuers and banks. Payment networks are needed to facilitate an electronic transaction of funds between buyers and sellers, and they generally charge a small fee for each transaction.

While Visa technically acts as the facilitator for all payments made with a Visa credit card, it is not a credit card issuer or bank. It simply provides the payment network technology that credit card issuers and banks use for all cards.

Visa (alongside Mastercard) dominates the payment processing industry. If you have a debit, credit, or prepaid card in your wallet, there’s a good chance that the card is partnered with Visa or Mastercard.

Why choose a Visa card?

Visa is one of the most widely accepted payment networks in the world. If you have a Visa credit card in your wallet, you can rest easy knowing that your card should be accepted in 200 countries and by most retailers. Discover and American Express are not as widely accepted around the world, putting some Visa cards at a higher advantage depending on where you live and travel. Mastercard is Visa’s major competitor.In fact, Visa and Mastercard dominate the payment processing industry in the U.S. with three-quarters of all purchase volume in 2017 on Visa or Mastercard cards. The average consumer probably can’t tell much of a difference between the two networks, though both networks offer unique rewards benefits.

All Visa cards fall under one of three benefit tiers: Basic, Signature and Infinite.

Visa Traditional covers:

  • Emergency card replacement.
  • Emergency cash dispersal.
  • Lost or stolen card reporting.
  • Zero liability protection.
  • Auto rental collision damage waiver.
  • Roadside dispatch.

Visa Signature includes everything covered in Traditional plus:

  • Warranty Manager Service.

Visa Infinite covers everything covered by Visa Signature plus:

  • Trip cancellation coverage.
  • Travel emergency and accident coverage.
  • Lost luggage insurance.

It’s worth checking the fine print of your Visa card to see what you’re covered for.


Senior Editor Barry Bridges has been writing about credit cards, personal loans, mortgages and other personal finance products since 2017. Before joining Bankrate, he was an award-winning newspaper journalist in his native North Carolina. Send your questions about credit cards (and fantasy baseball) to bbridges@bankrate.com.

Have more questions for our credit cards editors? Feel free to send us an email, find us on Facebook, or Tweet us @Bankrate.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.