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Author: Mitch Strohm, @MitchStrohm | Last Updated: September 6, 2018


Deeper editor’s analysis on some of the best Visa credit cards

Chase Freedom Unlimited

This card ranks among the best rewards cards available. It offers generous rewards and a decent sign-up bonus.

Highlights:

  • Earn an unlimited 1.5 percent cash back on every purchase.
  • Earn a $150 bonus after you spend $500 on purchases in your first three months from account opening.
  • Cardholders can redeem rewards for cash in any amount at any time. Rewards don’t expire as long as your account remains open.

Who should get this card
This card is a good choice for anyone who wants a straightforward rewards program. It’s also useful for anyone who already owns a Chase rewards card, since Chase Ultimate Rewards can be transferred between cards.

It comes with a 0 percent, 15-month introductory APR on purchases and balance transfers, making it a good option for someone trying to pay down high-interest debt. After the initial intro period, the card has a variable APR of 16.74 to 25.49 percent.

Its cashback rate, while good, isn’t the highest flat-rate available. This card also has no bonus categories, a downside if you spend frequently in one area where you want to maximize rewards.

Read the full Chase Freedom Unlimited card review.

Chase Sapphire Preferred

This card’s generous rewards, stellar sign-up bonus and low annual fee are hard to beat. It’s a solid card for people scared off by the Chase Sapphire Reserve’s big annual fee.

Highlights:

  • Earn two points per dollar on travel and restaurants worldwide and one point per dollar on all other purchases.
  • Earn 50,000 points after spending $4,000 within the first three months of opening the account. That’s $625 toward travel when redeemed through the Chase Ultimate Rewards program.

Read the full Chase Sapphire Preferred card review.

Wells Fargo Cash Wise Visa® Card

Outstanding cash rewards, bonus opportunities and nice perks — all without an annual fee — put the Wells Fargo Cash Wise Visa card on the list as the top no annual fee card.

Highlights:

  • Get a 0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 15.74 percent to 26.74 percent variable APR applies. Balance transfers made within 120 days qualify for the intro rates and fees.
  • Earn unlimited 1.5 percent cash rewards on purchases.
  • For purchases made with Android Pay or Apple Pay earn 1.8 percent cash back for the first 12 months.
  • Earn a $200 cash rewards bonus after spending $1,000 during the first three months after account opening.

Read the full Wells Fargo Cash Wise card review.

Bank of America Travel Rewards credit card

This card’s generous points rewards, easy redemption options and online bonus opportunity put it in the top of its class among Visa cards.

Highlights:

  • Earn unlimited 1.5 points per $1 spent on all purchases
  • Earn 25,000 points after making $1,000 in purchases during the first 90 days of account opening.
  • Points can be redeemed to pay for flights, hotels, rental cars, vacation packages and other travel-related purchases. You’re not limited to specific websites or blackout dates.

Read the full Bank of America Travel Rewards credit card review.

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