Best Cards for Good to Excellent Credit

on Capital One's secure site

Best for travel rewards on everyday spending

Capital One Venture Rewards Credit Card

on Capital One's secure site

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

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Rewards Rate

5 Miles 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
2 Miles 2 Miles per dollar on every purchase, every day

Intro offer

75,000 miles once you spend $4,000 on purchases within 3 months from account opening

Annual fee

Recommended credit

Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

- 5 Miles 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2 Miles 2 Miles per dollar on every purchase, every day
Additional features

Purchase intro APR

Balance transfer intro APR

Best for dining

American Express® Gold Card

on American Express's secure site

Best for dining

American Express® Gold Card

on American Express's secure site

See Rates & Fees , Terms Apply

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Rewards Rate

4X Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3X Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2X Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1X Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

Intro offer

Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Annual fee

APR

Recommended credit

Good to Excellent (670 – 850)

- 4X Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- 4X Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- 3X Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- 2X Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- 1X Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Additional features

Purchase intro APR

Balance transfer intro APR

Capital One VentureOne Rewards Credit Card

on Capital One's secure site

Capital One VentureOne Rewards Credit Card

on Capital One's secure site

4.1 Bankrate review

See Rates & Fees

4.1 Bankrate review

Rewards Rate

5 Miles 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
1.25 Miles 1.25 Miles per dollar on every purchase, every day

Intro offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 5 Miles 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
- 1.25 Miles 1.25 Miles per dollar on every purchase, every day
Additional features

Purchase intro APR

Balance transfer intro APR

Best for pairing

Chase Freedom Unlimited®

on Chase's secure site

Best for pairing

Chase Freedom Unlimited®

on Chase's secure site

4.8 Bankrate review

4.8 Bankrate review

Rewards Rate

5% Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.
3% 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.
1.5% 1.5% cash back on all other purchases.

Intro offer

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 5% Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.
- 3% 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.
- 1.5% 1.5% cash back on all other purchases.
Additional features

Purchase intro APR

Balance transfer intro APR

Citi Double Cash® Card

on Citi's secure site

Citi Double Cash® Card

on Citi's secure site

4.2 Bankrate review

See Rates & Fees

4.2 Bankrate review