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Best Cash Back Credit Cards

Recommended credit score:Good to Excellent
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on American Express's secure site

See Rates & Fees, Terms Apply

Cardholder rating

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4.3
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Bankrate score

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4.4
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Bankrate review

Intro offer

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Earn $250

Rewards rate

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1% - 6%

Annual fee

$0 intro annual fee for the first year, then $95.

APR

20.24%-29.24% Variable

Recommended credit score:670 - 850
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on Chase's secure site

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Cardholder rating

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star iconstar iconstar iconstar iconstar icon
4.3
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Bankrate score

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5.0
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Bankrate review

Intro offer

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Earn $200 cash back

Rewards rate

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1.5% - 5%

Annual fee

$0

Regular APR

18.99% - 28.49% Variable

Why you'll like this: Its high base rewards rate and everyday bonus categories make it an excellent foundation for any Chase card stack.

Recommended credit score:Good to Excellent
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on American Express's secure site

See Rates & Fees, Terms Apply

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.3
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Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.6
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Bankrate review

Purchase intro APR

0% on purchases for 15 months

APR

20.24%-29.24% Variable

Intro offer

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Earn $200

Rewards rate

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1% - 3%

Why you'll like this: It offers a solid intro APR and strong rewards rates for popular everyday spending categories.

Best for cash bonus + food rewards

Capital One Savor Cash Rewards Credit Card

Cardholder rating

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4
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Bankrate score

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5.0
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Bankrate review
Recommended credit score:670 - 850
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Apply now

on Capital One's secure site

See Rates & Fees

Intro offer

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Earn $200 Cash Back

Rewards rate

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1% - 8%

Annual fee

$0

Regular APR

19.24% - 29.24% (Variable)

Why you'll like this: Its platter of bonus categories offers some of the best rates you can get on grocery and dining purchases.

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

Bankrate score

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4.3
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Bankrate review
Recommended credit score:670 - 850
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on Wells Fargo's secure site

See Rates & Fees

Intro offer

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$200 cash rewards

Rewards rate

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2%

Annual fee

$0

Regular APR

19.24%, 24.24%, or 29.24% Variable APR

BEST FOR ONLINE SHOPPING

Prime Visa

Bankrate score

star iconstar iconstar iconstar iconstar icon
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4.2
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Bankrate review
Recommended credit score:670 - 850
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on Amazon's secure site

See Rates & Fees

Intro offer

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Get a $150 Amazon Gift Card

Rewards rate

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1% - 10%

Annual fee

$0

Regular APR

19.49% - 28.24% Variable