Prepaid and Debit Cards

Check out the latest prepaid and debit card offers available today. Compare offers and find the card that is right for you.

The best prepaid and debit cards:

  • Blue Netspend® Visa® Prepaid Card
  • Netspend® Visa® Prepaid Card
  • Gloss Prepaid Visa® RushCard
  • Brink’s Prepaid Mastercard®
  • Pink Netspend® Visa® Prepaid Card
  • 24k Prepaid Visa® RushCard
  • Self Lender — Credit Builder Account
  • Brink’s Prepaid Mastercard®
  • Sequin KLS Prepaid Visa® RushCard
  • Midnight Prepaid Visa® RushCard

Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers.

Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.

MileagePlus® GO Visa® Prepaid Card Image

Recommended Credit Score

See Terms

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Netspend's secure website

MileagePlus® GO Visa® Prepaid Card

Annual Fee:
Variable Monthly Fee
Purchase Intro APR:
N/A
Regular APR:
N/A

Card Details

  • Earn miles on qualifying signature purchases, up to 2,500 miles each month.
  • No Credit Check
  • No interest payments
  • Use Anywhere Visa debit cards are accepted
  • Reload money for repeat use
  • Great option to manage expenses and spending
  • *Card issued by Republic Bank & Trust Company, Member FDIC. "Apply Now" for full details.
Terms and Restrictions Apply
Brink's Money Prepaid Mastercard® Image

Recommended Credit Score

See Terms

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Netspend's secure website

Brink's Money Prepaid Mastercard®

Annual Fee:
Variable Monthly Fees
Purchase Intro APR:
N/A
Regular APR:
N/A

Card Details

  • Brink's gives you the peace of mind you deserve. Securing cash and valuables since 1859.
  • With Brink's Direct Deposit, you can get paid faster* than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.)
  • Get your tax refund direct deposited to your Card Account and no more waiting in line to cash your check!
  • *Card issued by BofI Federal Bank, Member FDIC. Card may be used everywhere Mastercard Debit cards are accepted. "Apply Now" for full details.
  • See additional Brink's Prepaid Mastercard® Details.
Terms and Restrictions Apply
Netspend® Prepaid Mastercard® - Proud Partner of MLB® Image

Recommended Credit Score

See Terms

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Netspend's secure website

Netspend® Prepaid Mastercard® - Proud Partner of MLB®

Annual Fee:
Variable Monthly Fee
Purchase Intro APR:
N/A
Regular APR:
N/A

Card Details

  • Show support for your team with your team-branded Netspend® Prepaid Mastercard® each time you use your Card.
  • With Netspend Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
  • Card issued by MetaBank®, Member FDIC. Card may be used everywhere Debit Mastercard is accepted.
  • See additional Netspend® Prepaid Mastercard -Proud Partner of MLB® details
Terms and Restrictions Apply
Control™ Prepaid Mastercard® Image

Recommended Credit Score

See Terms

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Netspend's secure website

Control™ Prepaid Mastercard®

Annual Fee:
Variable Monthly Fee
Purchase Intro APR:
N/A
Regular APR:
N/A

Card Details

  • Power. Confidence. Control. It's more than just a prepaid card. It can be the difference between getting by and getting ahead!
  • With Control Card Direct Deposit, you can get paid faster* than a paper check.
  • Get your tax refund direct deposited to your Card Account and no more waiting in line to cash your check!
  • No late fees or interest charges because this is not a credit card.*Card issued by MetaBank®, Member FDIC. Card may be used everywhere Debit Mastercard is accepted. Click "Apply Now" for full details.
  • See additional Control Prepaid Mastercard® Details.
Terms and Restrictions Apply
Carbon Prepaid Visa® RushCard Image

Recommended Credit Score

See Terms

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On RushCard's secure website

Carbon Prepaid Visa® RushCard

Annual Fee:
Variable Monthly Fees
Purchase Intro APR:
N/A
Regular APR:
N/A

Card Details

  • Get your government benefits up to two days early with Direct Deposit. Certain restrictions apply.*
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.*
  • Real time activity alerts to let you know when a load goes through or if your balance is running low.
  • Transfer money to another RushCard member for just $0.99 per transaction.
  • * Certain restrictions apply. See card site for details. Click on "Apply Now" to learn more about Carbon Prepaid Visa RushCard.
Terms and Restrictions Apply
Green Dot® Cash Back Visa® Debit Card Image

Recommended Credit Score

See Terms

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Green Dot's secure website

Green Dot® Cash Back Visa® Debit Card

Rewards Rate:
Earn 5% Cash Back on purchases, up to $100 per reward year
Annual Fee:
See Terms
Purchase Intro APR:
N/A
Balance Transfer Intro APR:
N/A
Regular APR:
N/A

Card Details

  • Earn 5% Cash Back on everyday purchases, up to $100 per year
  • Get your pay up to 2 days before payday with free ASAP Direct Deposit™. (Timing depends on deposit verification and when we get notice from your employer and may vary from pay period to pay period. But when we get it, you’ll get it.)
  • Track your money 24/7 with our mobile app.
  • Deposit checks with your smartphone (Limits and account status requirements apply).
  • Use everywhere Visa debit is accepted in the U.S.
  • Click on "Apply Now" to learn more about a new kind of bank at Green Dot web site.
Terms and Restrictions Apply
PayPal Prepaid MasterCard® Image

Recommended Credit Score

See Terms

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Netspend's secure website

PayPal Prepaid MasterCard®

Annual Fee:
Variable Monthly Fee
Purchase Intro APR:
N/A
Regular APR:
N/A

Card Details

  • Move money from your PayPal account in realtime
  • Take advantage of PayPal cash back rewards and earn on qualifying purchases from select merchants. With Direct Deposit, you can get paid faster than a paper check.
  • No Late fees because this is not a credit card.
  • Card issued by The Bancorp Bank, Member FDIC. Card may be used everywhere Mastercard is accepted. Click ‘Apply Now’ for additional features & program details, and to request a card.
Terms and Restrictions Apply
Green Dot® Reloadable Prepaid Visa® Card Image

Recommended Credit Score

See Terms

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Green Dot's secure website

Green Dot® Reloadable Prepaid Visa® Card

Annual Fee:
$0 (Monthly Fee Applies)
Purchase Intro APR:
N/A
Regular APR:
0% (Fixed)

Card Details

  • No credit check to get a card. No commitments. No obligations.
  • No overdraft fees, ever
  • Get paid up to 2 days earlier with free direct deposit, subject to your payment provider's process and timing
  • Reload with cash at retailers nationwide
  • Track your money 24/7 with our mobile app
  • Use it everywhere Visa debit cards are accepted in the U.S.
  • Click on "Apply Now" to see Green Dot Fee Plan.
Terms and Restrictions Apply
GoBank® Checking Account Image

Recommended Credit Score

See Terms

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On GoBank's secure website

GoBank® Checking Account

Annual Fee:
See Terms
Purchase Intro APR:
N/A
Regular APR:
N/A

Card Details

  • Sign up for a GoBank Checking Account in minutes!
  • Early Direct Deposit — Get paid up to 2 days early with payroll direct deposit! (Subject to your employer's policy.)
  • No overdraft fees, penalty fees or ongoing minimum balance requirements, ever!
  • Access to over 42,000 fee-free ATMs (That's way more free ATMs than Bank of America and Chase)
  • Pay bills and quickly send money to friends and family.
  • Deposit checks using mobile check deposit & paper checks available.
  • Deposit cash for free exclusively at any participating Walmart® register in the U.S. Deposit cash for up to $4.95 at participating locations nationwide like 7-Eleven®, CVS/pharmacy®, and more.
  • Click Apply Now for more info about GoBank's simple fees.
Terms and Restrictions Apply
Netspend® Visa® Prepaid Card Image

Recommended Credit Score

See Terms

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Apply Now On Netspend's secure website

Netspend® Visa® Prepaid Card

Annual Fee:
Up-to $9.95 monthly*
Purchase Intro APR:
N/A
Regular APR:
N/A

Card Details

  • With Netspend Direct Deposit, you can get paid faster than a paper check
  • No late fees or interest charges because this is not a credit card.
  • Use the Netspend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
  • Get your tax refund direct deposited to your account and no more waiting in line to cash your check!
  • Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. "Apply Now" for full details.
Terms and Restrictions Apply

Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.


Author: Bankrate Staff | Last Updated: March 15, 2019

Have questions for our credit cards editors? Feel free to send us an email, find us on Facebook, or Tweet us @Bankrate.


What are prepaid cards?

Prepaid debit cards offer a way to pay for expenses without carrying cash or opening a line of credit with a lender. Once you make a deposit into an account, you can immediately use the card to shop in all the same places credit cards are accepted. There’s no need to worry about debt – spending is limited to the amount of money deposited on the card.

Things to consider before applying for a prepaid card

Make sure to read the fine print before you apply for a prepaid debit card. Some of these cards have activation fees and monthly maintenance charges, which can eat into your spending cash. Compare cards thoroughly and shop for a card with no costs.

Advantages to a prepaid card

There’s no credit check necessary in order to apply for one of these cards, meaning those will low credit scores can reap the benefits of these cards while establishing responsible credit habits. Because you’re limited to spending your deposit amount, prepaid cards make it easy to stay on budget and cut back on monthly spending.

Disadvantages of prepaid cards

Many prepaid credit cards have fees attached to them and limitations on transactions. Prepaid cards won’t help build your credit because they do not report to the credit agencies, making secured credit cards a more attractive offer for helping you boost low credit scores over time. Prepaid cards also offer very limited rewards incentives compared to most major credit cards.

Who should get a prepaid card?

Prepaid cards and debit cards from our partners allow cashless shopping without a credit check, making them ideal for parents with teenage children, those with low credit scores and those who are wary of going into debt. With these cards, you only spend the money that you deposit, giving you the ability to track your expenses and easily limit your spending.

If you’re looking for a way to build credit, prepaid cards are not a good option for you. In order for your credit score to improve, you have to prove that you are creditworthy by effectively managing a line of credit. Because prepaid cards aren’t technically considered a line of credit, your spending habits aren’t reported to credit agencies.

 

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.