Best Business Credit Cards

on American Express's secure site

Best overall

The Business Platinum Card® from American Express

on American Express's secure site

4.8 Bankrate review

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

See Rates & Fees , Terms Apply

4.8 Bankrate review

Rewards Rate

5X 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com
1.5X Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
1X 1X points for each dollar you spend on eligible purchases.

Intro offer

Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

Annual fee

Recommended credit

Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

- 5X 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com
- 1.5X Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 1X 1X points for each dollar you spend on eligible purchases.
Additional features

Purchase intro APR

Balance transfer intro APR

Best business card for spending bonuses

Capital One Spark Cash Plus

on Capital One's secure site

Best business card for spending bonuses

Capital One Spark Cash Plus

on Capital One's secure site

4.7 Bankrate review

See Rates & Fees

4.7 Bankrate review

Rewards Rate

5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
2% Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions

Intro offer

$2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year

Annual fee

Recommended credit

Excellent (740 – 850)

- 5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- 2% Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
Additional features

Purchase intro APR

Balance transfer intro APR

Ink Business Cash® Credit Card

on Chase's secure site

Ink Business Cash® Credit Card

on Chase's secure site

Rewards Rate

5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
2% Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
1% Earn 1% cash back on all other card purchases with no limit to the amount you can earn

Intro offer

Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 5% Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- 2% Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- 1% Earn 1% cash back on all other card purchases with no limit to the amount you can earn
Additional features

Purchase intro APR

Balance transfer intro APR

Rich text test

Simple text test

Capital One Venture X Business

on Capital One's secure site

Capital One Venture X Business

on Capital One's secure site

4.9 Bankrate review

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4.9 Bankrate review

Rewards Rate

2X miles 2 miles per dollar on every purchase
5X miles 5 miles per dollar on flights and vacation rentals booked through Capital One Travel
10X miles 10 miles per dollar on hotels and rental cars booked through Capital One Travel

Intro offer

150,000 miles once you spend $30,000 in the first 3 months from account opening

Annual fee

Recommended credit

Excellent (740 – 850)

- 2X miles 2 miles per dollar on every purchase
- 5X miles 5 miles per dollar on flights and vacation rentals booked through Capital One Travel
- 10X miles 10 miles per dollar on hotels and rental cars booked through Capital One Travel
Additional features

Purchase intro APR

Balance transfer intro APR

Best business card for first-year rewards value

American Express® Business Gold Card

on American Express's secure site

Best business card for first-year rewards value

American Express® Business Gold Card

on American Express's secure site

5.0 Bankrate review

See Rates & Fees , Terms Apply

5.0 Bankrate review

Rewards Rate

4X Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
3X Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
1X 1X is earned for other purchases. **

Intro offer

Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 4X Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
- 3X Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
- 1X 1X is earned for other purchases. **
Additional features

Purchase intro APR

Balance transfer intro APR

The American Express Blue Business Cash™ Card

on American Express's secure site

The American Express Blue Business Cash™ Card

on American Express's secure site

See Rates & Fees , Terms Apply