Best Hotel Credit Cards 2024

on Chase's secure site

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

chance of approval

on Chase's secure site

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

Rewards Rate

5x 5x on travel purchased through Chase Travel℠.
3x 3x on dining, select streaming services and online groceries.
2x 2x on all other travel purchases.
1x 1x on all other purchases.

Intro offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Annual fee

Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

chance of approval

- 5x 5x on travel purchased through Chase Travel℠.
- 3x 3x on dining, select streaming services and online groceries.
- 2x 2x on all other travel purchases.
- 1x 1x on all other purchases.
Additional features

Purchase intro APR

Balance transfer intro APR

Best for travel rewards on everyday spending

Capital One Venture Rewards Credit Card

on Capital One's secure site

Best for travel rewards on everyday spending

Capital One Venture Rewards Credit Card

on Capital One's secure site

4.9 Bankrate review

See Rates & Fees

4.9 Bankrate review

Rewards Rate

5 Miles 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
2 Miles 2 Miles per dollar on every purchase, every day

Intro offer

75,000 miles once you spend $4,000 on purchases within 3 months from account opening

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 5 Miles 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2 Miles 2 Miles per dollar on every purchase, every day
Additional features

Purchase intro APR

Balance transfer intro APR

Best overall

The Business Platinum Card® from American Express

on American Express's secure site

Best overall

The Business Platinum Card® from American Express

on American Express's secure site

See Rates & Fees , Terms Apply

Rewards Rate

5X 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com
1.5X Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
1X 1X points for each dollar you spend on eligible purchases.

Intro offer

Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

Annual fee

Recommended credit

Good to Excellent (670 – 850)

- 5X 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com
- 1.5X Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 1X 1X points for each dollar you spend on eligible purchases.
Additional features

Purchase intro APR

Balance transfer intro APR

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Capital One Venture X Rewards Credit Card

on Capital One's secure site

Capital One Venture X Rewards Credit Card

on Capital One's secure site

See Rates & Fees

Rewards Rate

10 Miles 10 Miles per dollar on hotels and rental cars booked through Capital One Travel
5 Miles 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
2 Miles 2 Miles per dollar on every purchase, every day

Intro offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

Annual fee

Recommended credit

Excellent (740 – 850)

- 10 Miles 10 Miles per dollar on hotels and rental cars booked through Capital One Travel
- 5 Miles 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
- 2 Miles 2 Miles per dollar on every purchase, every day
Additional features

Purchase intro APR

Balance transfer intro APR

Best for luxury travel

The Platinum Card® from American Express

chance of approval

on American Express's secure site

Best for luxury travel

The Platinum Card® from American Express

chance of approval

on American Express's secure site

See Rates & Fees , Terms Apply

See if you're pre‐qualified for this card with Approval Odds

Rewards Rate

5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
5X Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Intro offer

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Annual fee

APR

Good to Excellent (670 – 850)

chance of approval

- 5X Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
- 5X Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Additional features

Purchase intro APR

Balance transfer intro APR

Hilton Honors American Express Surpass® Card

chance of approval

on American Express's secure site

Hilton Honors American Express Surpass® Card

chance of approval

on American Express's secure site

4.7 Bankrate review

See Rates & Fees , Terms Apply

4.7 Bankrate review

Rewards Rate

12X Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
6X Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
4X Earn 4X Points for each dollar on U.S. Online Retail Purchases.
3X Earn 3X Points for all other eligible purchases on your Card.

Intro offer

Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.

Annual fee

APR

Good to Excellent (670 – 850)

chance of approval

- 12X Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- 6X Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- 4X Earn 4X Points for each dollar on U.S. Online Retail Purchases.
- 3X Earn 3X Points for all other eligible purchases on your Card.
Additional features

Purchase intro APR

Balance transfer intro APR

Chase Sapphire Reserve®

chance of approval

on Chase's secure site

Chase Sapphire Reserve®

chance of approval

on Chase's secure site