How your credit limit is determined
Here’s how credit limits work, how issuers calculate credit limits and what you can do to increase yours.
Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.
Here’s how credit limits work, how issuers calculate credit limits and what you can do to increase yours.
Checking for prequalification with Amex is easy with Bankrate’s CardMatch tool.
How credit limits in the U.S. vary by age and region
What do you do if you receive a credit card you didn’t apply for?
Debts, unlike fine wine and my wife, do not improve with age. Unpaid debt doesn’t go away. Until the debt is either paid or forgiven, you still owe the money. This is true even if it’s a credit card [...]
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
Safeguard your score with a few extra steps regardless of when your issuer reports.
Preapproved credit offers help you figure out if you are eligible for a credit card, but do they impact your credit score?
Preventative measures you can take, plus what to do if your limit was already cut.
Use these tips to continue building credit responsibly, even during a period of unemployment.
Building a credit score requires consistent positive behavior and most importantly, patience.
Help your child build credit early and determine whether they’re ready for the responsibility.
There will soon be a much tighter link between credit reporting and buy now, pay later (BNPL).
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Here’s how you should be thinking about those unused credit cards in your wallet.
If your credit score needs a boost, Experian has a solution.
If you’re looking to get a loan, its best to avoid having any of these blemishes on your records.
A Bank of America credit limit increase is possible, but you may need to ask.
A credit limit increase can be a great way to reduce your credit utilization ratio and free up available credit.
A credit line increase can help you to increase your spending power and boost your credit score.