Credit Scores & Reports Advice

Read the latest advice from our team of experts on everything you need to know about your credit score and credit reports.

7 ways to improve your credit score

You can get started by checking your credit score to see where you currently stand. Once you have an idea of how much room you have to grow, use these tips to begin building better credit.

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What do the 3 credit bureaus do?

The three credit bureaus are Equifax, Experian and TransUnion. Learn what goes into your different credit reports — and how it affects your credit score.

How long does it take to raise your credit score?

Depending on why it’s low, it can take months or even years to raise your credit score. Here’s what you need to know about how to rebuild your score.

How being an authorized user affects your credit

When you become an authorized user on another person’s credit card, you’re putting a portion of your credit score into their hands. Here’s what you should know.

Should you pay your credit card bill early?

Paying your credit card bill early can lower your credit utilization and help you avoid late payments.

Online shopping tips: How to prevent credit card fraud this holiday season

Prevent fraudsters from stealing your personal information this holiday season.

How a balance transfer affects your credit score

A balance transfer’s impact on credit is low when done properly. Here’s what you need to know.

The Best Credit Cards of 2019

The Best Credit Cards of 2019

Ready to get your next credit card? Our team at Bankrate compiled the best credit cards for every credit score to help you maximize your everyday purchases and get yourself to a better financial future.

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