Skip to Main Content

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Tools & Reviews

CapitalOne Venture X Business Rewards Credit Card logo
5.0
Rating: 5 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Delta Skymiles logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."
"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."
"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."
"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

2 people at counter at a business speaking with each other
Using your credit card when you have no savings is easy, but it’s not the best solution.
woman using a calculator
Stating your correct income when you apply for a new card is very important.
Click to Pay is a one-click online shopping tool.
Asian female entrepreneur talking over smart phone while working on laptop in store
Having both personal and business cards with the same issuer has advantages.
Smiling mixed race woman using credit card for ecommerce on digital tablet at home. Happy hispanic sitting alone on living room sofa, using technology for ebanking. Relaxing, ordering, buying online
Learn about the Virgin Red program, plus how to earn and redeem points.
family snorkeling in the ocean
You can redeem card rewards for cash back, points or miles and gift cards.
A hand with two cards
Balance transfers are useful tools in wiping out high APR debt with responsible use.
Friends at modern hostel room
Take advantage of the Bilt December Rent Day opportunities.
woman looking at card
Cards that offer 0 percent intro APR can be excellent tools.
man pumping gas
Make the most out of your Citi Rewards+ using this benefits guide.
design element of a man on a laptop
Find out what credit score you need for a 0 percent intro APR credit card.
a person making a contactless payment at an outdoor bar
This guide outlines the major advantages this credit card has to offer.
Man using credit card while online
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
design image of an African American woman in wheelchair talking on phone at home
Call your card issuer if you want a lower interest rate, and be ready to negotiate
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
Senior couple sitting at a dining table, using a laptop computer, paperwork and bills on the table
You can transfer a variety of debt to cards, but not all cards accept all transfers.
woman using smartphone and credit card while sitting in cafe
Find out the pros and cons of a 0 percent intro APR credit card.
Man with glasses sitting at desk using laptop
Learn everything you need to do to apply for a credit card and increase your chances of approval.
design image of a woman smiling at her phone and holding a credit card with money in the air
Here’s how to do a balance transfer, which could help you pay off debt faster.
Young woman uses credit card snd laptop in living room
How much can you balance transfer? Get the facts to pay down your debt.
a person making a contactless payment at an outdoor bar
This guide outlines the major advantages this credit card has to offer.
a young man at home holding a credit card and using a computer
Here’s what you need to do if your credit card APR increases.
Woman sitting on couch with laptop computer
Save on interest with the best credit union cards with no balance transfer fees.
Latin American woman making a contactless payment at the supermarket with her credit card while shopping for groceries
Max out your rewards with rotating bonus category credit cards.
Shopping for home improvement supplies
We’ll go over the details of the Amex Blue Cash Everyday welcome bonus, how to earn it and what to consider when opening an account.
Middle aged woman smiles and uses laptop in home office at desk
This credit card includes rewards and the predictable payments of a personal loan.
man opening package at desk
Amazon Prime shoppers can earn up to 25 percent cash back by using the right cards
Young gay couple unpacks groceries in their kitchen together
Pairing your credit card with the Upside app can help you save more than you think.
Contemplative woman with with headphones around neck holding credit card and smart phone - stock photo
Thinking of adding a 1.5% cash back card to your wallet? Here’s how to choose.
Person on computer with credit card
Get the simplicity and true convenience of an unlimited 1.5 percent cash back on every purchase.
Person picking up food
Learn more about the Capital One Savor cards’ entertainment category.
family snorkeling in the ocean
You can redeem card rewards for cash back, points or miles and gift cards.
Gas pump close up
Revamp your rewards by combining the gas loyalty program of your choice with one of the best credit cards for gas.  
Family leisure. Couple enjoys staying together in a hotel
Receive up to 60% bonus points by taking advantage of limited-time transfer bonuses
Young woman relaxing in luxury hotel in the Maldives
Find a credit card that aligns with your spending pattern to reap the rewards.
Person on laptop with credit card
Here, we’ll take a look at some of the top online shopping cards to consider.
An abstract illustration featuring a set of hands interacting with a shopping portal on a mobile device
Use credit card shopping portals to earn additional cash back.
Seven tips to help you earn your welcome bonus.
Man shopping from couch with credit card and laptop
BankAmeriDeals lets customers earn cash back from certain participating retailers.