Skip to Main Content

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Tools & Reviews

CapitalOne Venture X Business Rewards Credit Card logo
5.0
Rating: 5 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Delta Skymiles logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

We asked the Bankrate experts: What is your favorite piece of credit card advice?

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."
"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."
"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."
"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

woman at grocery slef checkout
Find out how these two cash back credit cards stack up against one another.
women sitting down in front of her laptop with headphones around her neck holding a credit card in her hand
Learn how to remove your card information from an online site.
young woman looking at a cell phone at home
As a victim of credit card fraud, you have protections under the Fair Credit Billing Act.
Young woman with credit card on smartphone
Both cards are extremely similar and only differ in fees, benefits and ongoing rates.
Close-up of a woman paying using credit card in a beautician clinic
Luxury credit cards are no longer as mysterious as they once were.
design element including some graphic drawn hands holding a cellphone and a card with a graphic number 5 to the left hand side
You can earn more credit card rewards from these simple strategies.
Happy businesswoman with fuel pump at gas station
Make the most of your rotating Discover cash back rewards each quarter.
Business woman doing online check-in with smartphone while sitting at hotel lobby, getting ready to depart. Young woman on business trip.
The Sapphire Reserve is getting a higher annual fee and a new business card option.
Senior woman online shopping on her laptop
Over a third of U.S. adults carry credit card debt, up from 29 percent last year.
Elderly man is paying online by using smart phone and credit card
Competition for credit card balance transfers is intensifying, which is good news for anyone looking to get out of credit card debt
Close up of a female couple online shopping on their laptop
Higher interest rates were the biggest credit card development in 2022.
female holding a baby while sitting on a couch using a calculator
A guide for avoiding stress and maximizing cash back despite this year’s holiday shopping challenges.
Female patient sitting on bed in hospital ward
Breast cancer is scary and expensive. Here are average costs and how to lower them.
People walk near Bank of America branch, on July 18, 2022 in New York.
Learn more about the terms, perks and benefits of this card.
bride and groom dancing at wedding reception
As the cost of everyday goods continues to rise, many Americans are feeling increased financial pressure and are less likely to spend big on celebrations like weddings.
Young woman with credit card on smartphone
Both cards are extremely similar and only differ in fees, benefits and ongoing rates.
Couple Shopping At Supermarket
The Upgrade Cash Rewards Elite Visa combines features of a personal loan and traditional credit card — and also offers rewards on purchases.
citi-double-cash-vs-citi-diamond-preferred
The Citi Diamond Preferred and Citi Double Cash are for different types of people.
older person holding a card and on a computer
Compare different card offers and understand how a balance transfer works.
overhead view of woman sitting on couch with laptop and credit card
Should you opt for a longer balance transfer offer or a shorter offer with rewards?
adult women looking at her credit card with one hand on her foerhead
If you’re struggling with debt, a credit card hardship program may be able to help.
A balance transfer could be a helpful way to streamline your high-interest debt.
a young man at home holding a credit card and using a computer
Here’s what you need to do if your credit card APR increases.
woman at grocery slef checkout
Find out how these two cash back credit cards stack up against one another.
Happy businesswoman with fuel pump at gas station
Make the most of your rotating Discover cash back rewards each quarter.
Young man at outdoor cafe smiles as he holds his tablet and credit card
Make the most of your cash back bonus categories this quarter.
Woman pays with credit card at checkout
If you’re looking for a flat-rate cash back card, you have more options than ever — and 1.5 percent doesn’t cut it anymore. Here’s a look at our favorite cash back cards offering 2 percent back [...]
Woman paying with a credit card in a boutique store.
Flat-rate cash back cards offer one rewards rate for all of your spending.
Mixed race mature couple loading car with groceries
FInd out what the best 5% cash back credit cards offer and which is right for you.
young person paying a dining bill with a card
Would the secured Discover it card or unsecured Petal 1 card work better for you?
Young woman Enjoying coffee time and using smartphone In restaurant
The Discover it Cash Back benefits include rewards and an introductory APR offer.
Close-up of a woman paying using credit card in a beautician clinic
Luxury credit cards are no longer as mysterious as they once were.
design element including some graphic drawn hands holding a cellphone and a card with a graphic number 5 to the left hand side
You can earn more credit card rewards from these simple strategies.
Hand pokes pyramid of stacked credit cards in front of a pink background
Last weekend, I was out for drinks with my brother and we got into an argument about who was going to pay the tab. I wish I could say it was because we’re both so generous. Quite the opposite: We both [...]
citi-double-cash-vs-citi-diamond-preferred
The Citi Diamond Preferred and Citi Double Cash are for different types of people.
Smiling Woman Using Laptop At Home
Transferring Chase points is an easy way to maximize your point potential.
Illustration of Apple Card
Find out if you can pay off your Apple Card with a balance transfer.
a girl walking on the coast in hawaii
Here’s how to get the best value for your Amex points.
Even if you can use your credit card for online gambling, it probably isn’t a good idea.