How we rate our cards Advertiser Disclosure

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Explore more

Rewards Business Travel Student No annual fee

Bankrate's promoted cards from our partners for July 2025

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site. Terms Apply.

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.9

Rewards Rate:

Earn 5x on travel purchased through Chase Travel℠. Earn 3x on dining, select streaming services and online groceries. Earn 2x on all other travel purchases. Earn 1x on all other purchases.

Welcome Offer:

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Regular APR:

19.99% - 28.24% Variable

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
This card’s points are worth more when you redeem for travel through Chase Travel℠ and you can transfer rewards to a long list of popular airline and hotel transfer partners, making it a great pick if you’re looking for an ultra-flexible, low-cost travel card.

Read our full Chase Sapphire Preferred review.
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC

See Rates & Fees

Best for sign-up bonus

Capital One Venture Rewards Credit Card

Apply now

on Capital One's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

5.0

Rewards Rate:

5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. 2 Miles per dollar on every purchase, every day.

Welcome Offer:

Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening

Regular APR:

19.99% - 29.24% (Variable)

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
“This card consistently delivers enough points for an award flight or two each year just from non-bonus purchases. It’s among the best entry-level cards for most folks.” – Harlan Vaughn, Bankrate credit cards senior editor

Learn more: Why expert Jacqueline DeMarco loves the Capital One Venture Rewards Credit Card

Alternatives: The Chase Sapphire Preferred® Card offers a higher rewards rate in some everyday spending categories and potentially more valuable points. Chase Sapphire Preferred points are worth around 2.0 cents on average through the right transfer partner (based on Bankrate's estimated valuations) and offer more unique transfer partners than Capital One.
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs

See Rates & Fees

Best for large welcome offer

Ink Business Unlimited® Credit Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.2

Rewards Rate:

Earn unlimited 1.5% cash back on every purchase made for your business.

Welcome Offer:

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Regular APR:

17.49% - 23.49% Variable

Purchase Intro APR:

0% Intro APR on Purchases for 12 Months

Balance Transfer Intro APR:

N/A

Annual Fee:

$0
This is one of the most flexible cards for startups, side hustles and small businesses thanks to its unlimited flat rewards rate, which makes it easy to earn rewards even if your spending categories vary widely. Ultimate Rewards points also carry terrific redemption value for both cash back and travel.

Read our full Ink Business Unlmited review.
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC

See Rates & Fees

Tools & Reviews

5.0

Bankrate Score

Read review

4.7

Bankrate Score

Read review

All credit card reviews

Credit cards compare tool

Credit card payoff calculator

Balance transfer calculator

Credit utilization calculator

We asked the Bankrate experts: What is your favorite piece of credit card advice?

Seychelle Thomas

Writer, Credit Cards

Katie Kelton

Senior Writer, Credit Cards

Ana Staples

Lead Writer, Credit Cards

Ted Rossman

Senior Industry Analyst, Credit Cards

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."

"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."

"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."

"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

New credit means exactly that — credit lines or loans that you applied for that you did not have before.

couple looking out at the view on a lake

See how far your rewards can take you with our data-backed valuations.

design image of a hand holding up a white credit card with a question mark over it

From security codes to minimum payments, here’s the credit card information you need to know.

The Capital One Spark Cash Plus and Amex Blue Business Cash are great business credit card options. Find out the best pick for your small business.

When you have a credit card you’ve been using for years, it’s all too easy to hold on to it. Plus, credit card issuer loyalty does have its advantages. But it also might mean you’re missing out on [...]

Design element of a hand holding a credit card

Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval

design element of a blue background with a bunch of ballons in the air with a credit card tied to the end of its strings

Understand the factors that influence interest rates and save money.

Contemplative woman with with headphones around neck holding credit card and smart phone - stock photo

Thinking of adding a 1.5% cash back card to your wallet? Here’s how to choose.

Woman using credit card for online payments

Both the BankAmericard and the Citi Diamond Preferred are good options for a balance transfer card.

Make the most out of your Citi Rewards+ using this benefits guide.

a person making a contactless payment at an outdoor bar

Check out the major advantages this credit card has to offer.

design image of an African American woman in wheelchair talking on phone at home

Call your card issuer if you want a lower interest rate, and be ready to negotiate.

Couple listening to financial advisor at home with laptop

Here’s how to maximize the benefits of a 0% intro APR credit card.

Happy women on beach holiday shopping online

These 5 travel cards come with a 0 percent intro APR.

Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?

woman using a credit card to shop online

A new credit card, timed right and used strategically, can help you fight high prices.

Both the BankAmericard and the Citi Diamond Preferred are good options for a balance transfer card.

couple shopping online with a credit card

See how the Citi Simplicity and the U.S. Bank Visa Platinum compare to each other.

The Citi Simplicity Card has a long intro balance transfer offer, among other perks.

Check out the major advantages this credit card has to offer.

a young man at home holding a credit card and using a computer

Here’s what you need to do if your credit card APR increases.

Young woman with credit card on smartphone

Both cards are extremely similar and only differ in fees, benefits and ongoing rates.

The Upgrade Cash Rewards Elite Visa combines features of a personal loan and traditional credit card — and also offers rewards on purchases.

citi-double-cash-vs-citi-diamond-preferred

The Citi Diamond Preferred and Citi Double Cash are for different types of people.

Woman paying bills while sitting on sofa

Compare and contrast these two top of the line rotating bonus category cards.

Learn what benefits the Discover it Chrome offers and how to maximize the card

We’ll go over the details of the Amex Blue Cash Everyday welcome bonus, how to earn it and what to consider when opening an account.

person paying for a bill at a restaurant with contactless phone app

The Citi Custom Cash Card is easy to use and earns high rewards in one bonus category.

woman with cochlear implant using laptop at home

This card is one of the top student-focused cards on the market.

An Afro-American woman sitting on the couch in the living room, spending her Christmas holidays watching a movie on her computer.

Is the Amex Blue Cash Everyday worth using when it has a higher-tier sibling card?

Senior man with a disability in shopping

If your family spends a lot on groceries each month, you should check out these cards.

Happy casual couple relaxing on couch using tablet and holding credit card

Here’s how I’m benefiting from a 2 percent cash back credit card.

See how far your rewards can take you with our data-backed valuations.

Learn how to add an authorized user to your Amex Platinum Card and have access to many of the same lucrative travel benefits.

Senior man wearing headphones and using a laptop reclines in armchair as he streams a movie at home

Get cash back or points for streaming services with one of these rewards cards.

Want to reap the rewards this card offers without paying the annual fee? Find out how to avoid the cost.

If you pay for prescriptions, the right card could help you earn cash back.

Smiling young Asian woman using smart phone and credit card to mange online banking, sitting on the balcony with dramatic sunlight. Online shopping makes life easier.

Returning an item purchased with credit will cause points earned to be deducted.

The Amazon Prime Visa or the Amazon Prime Store Card — Which one will you choose?

Check out what benefits the Amazon Prime Visa card offers for Prime members, including cash back, travel perks and more.

Credit Cards

Card Type

Card Issuer

Credit Type

Bankrate's promoted cards from our partners for July 2025

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Features

Bankrate's View

Card Details

Best for sign-up bonus

Capital One Venture Rewards Credit Card

Features

Bankrate's View

Card Details

Best for large welcome offer

Ink Business Unlimited® Credit Card

Features

Bankrate's View

Card Details

Tools & Reviews

We asked the Bankrate experts: What is your favorite piece of credit card advice?

The latest