Welcome to Bankrate’s annual house of financial horrors. No one will be shocked by the terrifying tales our readers e-mailed to us this year. Housing woes, job loss, credit card surprises, lost savings in failed banks — they’re the truths we’ve been living with.
What’s frightening is that any of these dreadful events could have happened to any of us. So read through these chilling stories and take care not to fall into the traps.