How profitable a bank is affects its long-term survivability. Earnings may be retained by the bank, increasing its capital buffer, or be used to deal with problematic loans, potentially making the bank more resilient in tough times. Banks that are losing money, however, are less able to do those things.
Deutsche Bank Trust Company Delaware scored 6 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 15.12.
One widely used way to measure a bank's earnings is return on equity, or net income (essentially profit) divided by total equity. Deutsche Bank Trust Company Delaware's most recent annualized quarterly return on equity was 2.94 percent, below the national average of 8.10 percent.
For the twelve months ended December 31, 2017, the bank recorded net income of $8.5 million on total equity of $285.2 million. The bank experienced an annualized return on average assets, or ROA, of 2.71 percent, above the 1 percent deemed satisfactory in accordance with industry standards, and above the average for U.S. banks of 1.00 percent.